Refinance Calculator

Refinance Payment Calculator

Our refinance calculator helps you estimate your new monthly mortgage payments when refinancing, including property taxes, insurance, PMI, and closing costs. Enter your current loan balance, cash-out amount (if any), and other details below to see your potential savings.

Enter the remaining balance on your current mortgage in dollars.
Enter the remaining balance on your current mortgage in dollars
Enter the amount you wish to cash out (if any) as a dollar amount or percentage of the loan balance. This increases your new loan amount.
Enter the cash-out amount as a dollar amount or percentage of the loan balance. This increases your new loan amount.
Enter the closing costs for refinancing as a dollar amount or percentage of the loan balance.
Enter the closing costs as a dollar amount or percentage of the loan balance
Enter the new annual interest rate for the refinanced mortgage as a percentage.
Enter the new annual interest rate as a percentage
Enter the duration of the refinanced mortgage in years.
Enter the loan term in years
Enter the private mortgage insurance cost per month or year, if applicable.
Enter the private mortgage insurance amount per month or year
Enter the homeowners insurance cost per month or year.
Enter the homeowners insurance amount per month or year
Enter property taxes as a dollar amount or percentage of loan balance, per month or year.
Enter property taxes as a dollar amount or percentage of loan balance, per month or year